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E-wallet is next cashless payment option. E-wallet can be used to purchase products starting from grocery to airline tickets. In order to use E-wallets customer and merchant, both require a smartphone with active internet connection. The most popular example of E-wallet is Paytm, Mobikwik, Cashless Life. Apart from PayPal, you can also use Payoneer, Transferwise, Skrill, and PayZa.

After registering for E-wallet you need to link your credit card or debit card with your E-wallet id. You can use e-wallet for fund transfer or online shopping. It is a simplest cashless method.

These mobile wallets are very convenient to use for small payments and a lot of people have now started accepting it. The payments can be transferred instantly to any person across the country and the person receiving the payment is also not required to have any card machine for accepting such payments.

These mobile wallets are currently giving a lot of discounts as well and millions of people already use these apps. Moreover, with the Demonetisation drive being initiated by the Indian Govt, the use of such digital wallets has increased more than 10 times as it is very easy to use and can be used to make any payment.